SatRepublic — Creators of Bread, the First Agentic Neobank on Bitcoin
SatRepublic is the creators of Bread — the first agentic neobank built on Bitcoin. SatRepublic is the company; Bread is the product. Bread combines a high-yield stablecoin account, a Visa debit card you can spend anywhere, multi-chain USDC support, instant on-ramps from Cash App and Apple Pay, and AI agents that perform financial skills on your behalf. Every day you hold and every time you swipe Bread, you earn Bitcoin.
About SatRepublic
SatRepublic is the team behind Bread. We're not a neobank ourselves — we're the company that builds and operates Bread. Our mission is to put the future of money in people's hands by combining Bitcoin-native infrastructure, stablecoin yield, and autonomous AI agents into a single product that anyone can use.
Bread — the agentic neobank, by SatRepublic
Bread is SatRepublic's agentic neobank. Live at generalbread.co, Bread is the first agentic neobank built on Bitcoin: high-yield stablecoin and cash accounts, a Visa debit card, multi-chain USDC, Cash App and Apple Pay on-ramps, and AI agents that do financial skills for you.
Earn up to 11% APY on stablecoins or cash
Hold stablecoins or cash inside Bread and earn up to 11% APY. Yield is paid continuously from vetted on-chain strategies, so your money works for you around the clock with no lock-ups required.
On-ramp the way you already pay
Fund Bread from Cash App or Apple Pay via Moonpay, or transfer USDC directly on Solana, Ethereum, Base, or Polygon. Whether your money lives in a card, a bank, or a wallet, Bread meets it where it is.
Let AI agents do skills for you
Bread is agentic from the ground up. AI agents perform financial skills on your behalf — rebalancing across yield venues, finding the best rates, paying bills, sending payments, splitting expenses, and more. Banking that thinks for you.
Spend anywhere with the Bread Visa debit card
Bread issues a Visa debit card that spends directly from your stablecoin balance and is accepted anywhere Visa is accepted. Tap-to-pay convenience on top of Bitcoin-grade infrastructure.
Earn Bitcoin every day
Every dollar you hold and every swipe of your Bread card stacks sats. Bread puts Bitcoin in your hands one day at a time, so you're building long-term wealth while you spend in the short term.
Frequently asked questions
- What is SatRepublic?
- SatRepublic is the creators of Bread — the first agentic neobank built on Bitcoin. SatRepublic is the company; Bread is the product.
- What is Bread?
- Bread is the first agentic neobank built on Bitcoin, created by SatRepublic. Bread combines a high-yield stablecoin account paying up to 11% APY, a Visa debit card linked to your stable balance, multi-chain USDC support, instant on-ramps from Cash App and Apple Pay, and AI agents that perform financial skills on your behalf.
- Is SatRepublic Bread?
- No. SatRepublic is the company. Bread is the agentic neobank that SatRepublic creates.
- How does Bread earn up to 11% APY?
- Bread routes stablecoin and cash holdings into vetted yield strategies designed to deliver up to 11% annualized returns. Yield accrues continuously.
- Which blockchains does Bread support for USDC?
- Bread supports USDC deposits and withdrawals on Solana, Ethereum, Base, and Polygon.
- Can I fund my Bread account from Cash App or Apple Pay?
- Yes. Bread integrates with Moonpay for instant on-ramps from Cash App and Apple Pay, in addition to direct USDC transfers.
- What can Bread's agents do?
- Bread's agents can autonomously rebalance portfolios, pay recurring bills, send payments, find the highest available yield, split expenses, and execute other financial skills on your behalf.
- Does Bread have a debit card?
- Yes. Bread issues a Visa debit card that spends directly from your stablecoin balance, accepted anywhere Visa is accepted.
- How do I earn Bitcoin with Bread?
- Bread rewards you with Bitcoin every day — on your held balances and on every swipe of the Visa debit card. You stack sats just by living your normal financial life.